What happens if Mum’s wedding outfit is ruined?

What happens if Mum’s wedding outfit is ruined?
July 27, 2016 Dream Wedding Insurance

This policy covers the cost of repair or replacement of clothing or accessories that are damaged or stolen while in the possession of the Bride, Groom and/or immediate family members and/or members of the bridal party. Please refer to Section 3, page 7 on the Policy Wording for exclusions and limitations.