Travel Insurance

Our Travel Insurance has a range of options to suit your budget and needs. See the table below to make travel insurance comparisons — you can even add the extras you need.

Benefit Basic Comprehensive Annual Multi-Trip
Overseas emergency medical assistance

Your specialist medical advisor will arrange access to foreign hospitals, make sure your friends and workmates know what’s happening, and organise medical transfers and repatriation if needed.

Unlimited Unlimited Unlimited
Overseas emergency medical and hospital expenses

Relax with unlimited cover for overseas hospital, medical, surgical, nursing, ambulance and emergency dental expenses.

Unlimited Unlimited Unlimited
Cancellation fees and lost deposits

We’ve got you covered if your journey has to be rearranged or cancelled.

$5,000 $12,000* $12,000*
Additional expenses

This cover is for any extra accommodation and transport expenses that might arise from things like sickness, injury, natural disasters and strikes. It also covers the cost to resume your journey if you have to return to Australia early, if a travelling companion or close relative gets sick or suffers a disabling injury.

No $12,000* $12,000*
Hospital cash allowance

If you’re hospitalised overseas for at least 48 hours, you get $50 a day to cover miscellaneous expenses.

No $5,000 $5,000
Accidental death

This is paid to your beneficiary if you die from being injured while travelling.

No $12,000 $12,000
Permanent disability

This is paid if you suffer an injury on your trip that causes total loss of sight in one or both eyes or total loss of the use of a limb.

No $25,000 $25,000
Loss of income

If you’re injured while travelling and can’t work when you get back to Australia, this benefit reimburses your lost income for up to $10,000 calculated at up to $400 per week, for a maximum of 26 weeks after the first 30 days from when you arrive home.

No Maximum 26 weeks up to $10,000 Maximum 26 weeks up to $10,000
Travel documents, credit cards and traveller’s cheques

This covers the cost to replace any travel documents, credit cards or traveller’s cheques that are lost or stolen during your trip. We’ll also pay for your legal liability for any lost or stolen documents that are used illegally — as long as you comply with all the document’s conditions.

No $5,000 $5,000
Theft of cash

This covers cash, bank or currency notes, or postal or money orders stolen from you.

No $250 $250
Luggage and personal effects

We’ll replace, repair or pay you for lost, stolen or damaged luggage and personal effects.

$5,000 $10,000* $10,000*
Additional valuables

You can add get additional cover for your belongings by adding specific luggage items to your policy.

Yes Yes Yes
Luggage and personal effects delay expenses

If all your luggage and belongings are delayed by a carrier for more than 12 hours, we’ll pay you up to $375 to buy essential clothing and toiletries. This limit is doubled if you still haven’t received your luggage and personal effects after 72 hours.

No $750 $750
Travel delay expenses

We’ll reimburse you $200 a day for extra accommodation costs if your scheduled transport is delayed by over 6 hours.

No $2,000 $2,000
Special events

We’ll pay for reasonable extra costs to get you to your special event on time if something goes wrong.

No $5,000 $5,000
Personal liability

Your personal liability is covered if you injure someone or damage property on your trip. This doesn’t include liability from your work or from operating any kind of vehicle.

$1 million $2 million $2 million
Rental vehicle excess

If your rental vehicle is damaged or stolen, we’ll pay the rental company’s insurance excess.

No $5,000* $5,000*
Pet Care

If you get delayed due to an event covered by this Policy, we’ll pay up to $25 a day for extra kennel or boarding cattery fees for your dog and cat.

No Up to $25 a day Up to $25 a day
Winter sports

Option to add cover for winter sports like off-piste skiing and snowboarding.

Yes Yes Yes
Free cover for kids

Dependants get free cover on all Travel with Us Insurance policies when they travel with an insured parent, grandparent or guardian.

Yes Yes Yes
Cover for your fellow travellers

Add your partner or travelling companions to your policy to make sure that everyone is covered.

Yes Yes Yes
No-excess option

For only an extra $25, you can remove the standard $100 excess if you have to make a claim.

Yes Yes Yes
Overseas and domestic options

Enjoy competitive rates for international and Australian travel insurance.

Yes Yes Yes
Insurance for multiple journeys

Cover is available under one policy for multiple trips in the same year.

No No Yes
Age limit

You must be this age or younger when you buy the policy.

79 years old 79 years old 75 years old
Length of policy (if you’re aged 70 or under)

This the maximum duration of the insurance if you’re aged 70 or under when you buy the policy.

365 days 365 days 30 days any one trip
Length of policy (if you’re aged 71 to 79)

Maximum duration of insurance if you’re aged between 71 and 79 (or 75 and under for Annual Multi-trip Insurance) when you buy the policy.

185 days 185 days 30 days any one trip

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